BIN 46408308

VISA debit card (GOLD level) issued by Westpac Banking Corporation in Niue

Card Information

IIN / BIN Length Required Prepaid Commercial Network Company Card Type Card Level Currency
46408308 16 false false VISA debit GOLD NZD

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Bank Issuer Information

Name Website Phone City
Westpac Banking Corporation

Country Issuer Information

Flag Code Name Numeric Latitude Longitude
Niue IIN / BIN List NU Niue 570 -19.054445 -169.867233

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Introduction 101 of the BIN Number System

The BIN is the six prefix number part of a full card number on any plastic payment card people use daily. Banks, financial institutes, "good" merchants, and users worldwide use the BIN system for various purposes.

Banks use them to verify submitted data. They are trying to see if card BIN info matches with other users' info going along with the submission. If it is too big of a mismatch, they will freeze that transaction, then contact the known owner of the card to make sure they are the one authorizing it.

Merchants use them in a very similar manner as banks do. They aim to turn down fraudulent transactions. However, merchants may need to buy the software for BIN checking. What most merchants do is they validate the data submitted by users before even turn around sending the user's data to merchant gateway for charging; such as: Authorize.net, Fatmerchant, Paypal, etc In the case that merchants do not have access to BIN software, they can pay extra fee to rely on gateway company for such checks.

Surprisingly, users worldwide look up BIN results for educational purposes, for fun, or for deeper understanding how the pieces of plastic they carrying around work

46408308 VISA debit Niue NU BIN List
46408308 VISA debit Niue NU BIN List

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